{"id":3202,"date":"2017-03-09T15:14:00","date_gmt":"2017-03-09T20:14:00","guid":{"rendered":"http:\/\/caph-02.eproofs.ca\/assurance-habitation-auto\/"},"modified":"2024-02-29T21:51:07","modified_gmt":"2024-03-01T02:51:07","slug":"assurance-habitation-auto","status":"publish","type":"page","link":"https:\/\/cap.ca\/fr\/adhesion\/rabais-membres\/assurance-habitation-auto\/","title":{"rendered":"Assurance habitation et auto"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-5087 alignright\" src=\"https:\/\/cap.ca\/wp-content\/uploads\/2017\/03\/personal-logo-websize-1-300x50.jpg\" alt=\"\" width=\"300\" height=\"50\" srcset=\"https:\/\/cap.ca\/wp-content\/uploads\/2017\/03\/personal-logo-websize-1-300x50.jpg 300w, https:\/\/cap.ca\/wp-content\/uploads\/2017\/03\/personal-logo-websize-1-768x128.jpg 768w, https:\/\/cap.ca\/wp-content\/uploads\/2017\/03\/personal-logo-websize-1.jpg 914w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>L&#8217;Association canadienne des physiciens et physiciennes a n\u00e9goci\u00e9 une entente avec La Personnelle concernant l\u2019assurance auto et habitation pour ses membres. Pour en apprendre davantage, selectionnez le lien suivant:<\/p>\n<p><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.lapersonnelle.com\/?grp=physiciens&amp;campaign=lf-8-624-1397\" target=\"_blank\" rel=\"noopener noreferrer\">Soumission d&#8217;assurance\/Information<\/a><\/strong><\/span><\/p>\n<p><!-- [if gte mso 9]><xml>\n<o:DocumentProperties>\n<o:Author>Nicole Dim<\/o:Author>\n<o:LastAuthor>Cap Reception<\/o:LastAuthor>\n<o:Revision>2<\/o:Revision>\n<o:TotalTime>2<\/o:TotalTime>\n<o:Created>2019-03-25T13:11:00Z<\/o:Created>\n<o:LastSaved>2019-03-25T13:11:00Z<\/o:LastSaved>\n<o:Pages>1<\/o:Pages>\n<o:Words>923<\/o:Words>\n<o:Characters>5262<\/o:Characters>\n<o:Company>Mouvement des caisses Desjardins<\/o:Company>\n<o:Lines>43<\/o:Lines>\n<o:Paragraphs>12<\/o:Paragraphs>\n<o:CharactersWithSpaces>6173<\/o:CharactersWithSpaces>\n<o:Version>16.00<\/o:Version>\n<\/o:DocumentProperties>\n<o:OfficeDocumentSettings>\n<o:AllowPNG\/>\n<\/o:OfficeDocumentSettings>\n<\/xml><![endif]--><\/p>\n<p><iframe loading=\"lazy\" width=\"250 px\" height=\"250 px\" scrolling=\"no\" frameborder=\"0\" src=\"https:\/\/www.lapersonnelle.com\/quote1-physiciens\"><\/iframe><\/p>\n<p><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"font-size: 12.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; font-family: 'Arial',sans-serif; color: #0070c0; mso-ansi-language: FR;\">Comment \u00e9conomiser sur ma prime d&#8217;assurance<\/span><\/b><\/p>\n<div class=\"WordSection1\">\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">En magasinant votre\u00a0assurance auto ou habitation, vous avez constat\u00e9 que les primes d\u2019assurance ont\u00a0augment\u00e9.<\/span> <span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Les <span class=\"GramE\">raisons?\u00a0<\/span>Des accidents en hausse, notamment \u00e0 cause de la distraction au volant. Des v\u00e9hicules\u00a0dot\u00e9s de technologies plus ch\u00e8res \u00e0 r\u00e9parer. Et des \u00e9v\u00e9nements m\u00e9t\u00e9o plus\u00a0intenses et fr\u00e9quents \u00e0 la source d\u2019un plus grand nombre de r\u00e9clamations.\u00a0\u00a0Comment r\u00e9duire votre prime dans un tel <span class=\"GramE\">contexte?<\/span><\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 9.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; font-family: 'Arial',sans-serif; mso-ansi-language: FR; mso-bidi-font-weight: bold;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Optez pour l\u2019assurance de groupe<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Saviez-vous que si vous\u00a0faites partie d\u2019une organisation, d\u2019un syndicat, d\u2019un ordre professionnel,\u00a0d\u2019une association ou d\u2019une entreprise ayant une entente avec nous, vous\u00a0pourriez profiter de <b style=\"mso-bidi-font-weight: normal;\">tarifs de groupe\u00a0exclusifs<\/b> pour vos assurances auto et <span class=\"GramE\">habitation?\u00a0<\/span>Essayez notre outil de <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/a-propos\/cest-quoi-un-groupe\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">recherche de groupe<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> pour voir si vous \u00eates\u00a0admissible.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 9.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; font-family: 'Arial',sans-serif; mso-ansi-language: FR;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Regroupez vos assurances au m\u00eame <span class=\"GramE\">endroit!<\/span><\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">En assurant tous vos\u00a0v\u00e9hicules (y compris vos auto, <\/span><a href=\"https:\/\/www.lapersonnelle.com\/assurance-vehicules-recreatifs\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"><span style=\"text-decoration: underline;\">moto, motoneige<\/span> et VTT<\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">) chez nous, vous\u00a0\u00e9conomiserez avec les rabais de type <\/span><a href=\"https:\/\/www.lapersonnelle.com\/assurance-auto\/rabais#multiples\"><span class=\"SpellE\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Multiv\u00e9hicule<\/span><\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">.\u00a0\u00a0<\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">M\u00eame chose si vous\u00a0combinez votre voiture et votre r\u00e9sidence. Vous profiterez alors d\u2019un rabais <\/span><a href=\"https:\/\/www.lapersonnelle.com\/assurance-auto\/rabais#double-contrat\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"><span style=\"text-decoration: underline;\">Double<\/span> contrat<\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Obtenez une r\u00e9compense pour votre conduite\u00a0exemplaire<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Vous ne textez jamais au\u00a0volant, vous respectez les limites de vitesse et vous gardez une certaine\u00a0distance avec le v\u00e9hicule qui vous <span class=\"GramE\">pr\u00e9c\u00e8de?<\/span> La\u00a0Personnelle vous offre un rabais si vous n\u2019avez commis <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/assurance-auto\/rabais#profil\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">aucune infraction<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> sur la route depuis\u00a0plusieurs ann\u00e9es.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Un autre moyen\u00a0d\u2019\u00e9conomiser sur votre prime d\u2019assurance auto est d\u2019adh\u00e9rer \u00e0 notre programme\u00a0t\u00e9l\u00e9matique <\/span><a href=\"https:\/\/www.lapersonnelle.com\/assurance-auto\/ajusto\"><span class=\"SpellE\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"><span style=\"text-decoration: underline;\">Ajusto<\/span><sup>MD<\/sup><\/span><\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">. Vos bonnes habitudes de\u00a0conduite pourraient alors vous faire profiter d\u2019un rabais suppl\u00e9mentaire. Vous\u00a0n\u2019avez rien \u00e0 <span class=\"GramE\">perdre!<\/span> T\u00e9l\u00e9chargez gratuitement <\/span><a href=\"https:\/\/www.lapersonnelle.com\/espace-client\/application-mobile\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">l\u2019application <span style=\"text-decoration: underline;\">La Personnelle<\/span><\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> sur votre t\u00e9l\u00e9phone\u00a0intelligent.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">Comme vous le savez\u00a0s\u00fbrement, mieux vous conduisez, moins votre prime d\u2019assurance auto sera \u00e9lev\u00e9e.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Consid\u00e9rez l\u2019achat d\u2019un v\u00e9hicule hybride ou\u00a0\u00e9lectrique<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">\u00c0 La Personnelle, un\u00a0rabais vous est offert si vous conduisez un <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/assurance-auto\/rabais#ecorabais\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">v\u00e9hicule hybride ou\u00a0\u00e9lectrique<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">.\u00a0\u00a0<\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">En plus de diminuer ou\u00a0d\u2019\u00e9liminer les frais li\u00e9s \u00e0 l\u2019essence, qui fluctuent au gr\u00e9 du march\u00e9, vous\u00a0r\u00e9duisez votre prime <span class=\"GramE\">d\u2019assurance!\u00a0\u00a0<\/span><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">\u00c7a vaut la peine de vous\u00a0informer sur les programmes gouvernementaux offerts pour l\u2019achat ou la location\u00a0de ce type de v\u00e9hicule.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Pensez \u00e0 la pr\u00e9vention en assurance\u00a0habitation<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">En misant sur la\u00a0pr\u00e9vention, non seulement vous \u00e9conomisez sur votre prime d\u2019assurance gr\u00e2ce aux\u00a0diff\u00e9rents rabais que nous vous accordons, mais vous contribuez aussi \u00e0\u00a0diminuer les <span class=\"GramE\">co\u00fbts<\/span> de r\u00e9paration et les inconv\u00e9nients\u00a0qui accompagnent un sinistre habitation.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Rabais de pr\u00e9vention<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">\u00c0 La Personnelle, vous\u00a0profitez de nos <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/assurance-habitation\/rabais#systeme-alarme\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">rabais de pr\u00e9vention<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> lorsque vous installez un\u00a0<b style=\"mso-bidi-font-weight: normal;\">syst\u00e8me de d\u00e9tection des d\u00e9g\u00e2ts\u00a0<\/b>d\u2019eau ou un <b style=\"mso-bidi-font-weight: normal;\">syst\u00e8me d\u2019alarme antivol et\u00a0incendie<\/b> reli\u00e9 \u00e0 une centrale de surveillance.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 9.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; font-family: 'Arial',sans-serif; mso-ansi-language: FR;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span class=\"SpellE\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Alerte<sup>MC<\/sup><\/span><\/b><\/span><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">, un programme gratuit pour nos clients en\u00a0assurance habitation<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Imaginez que vous puissiez\u00a0d\u00e9tecter un petit d\u00e9g\u00e2t d\u2019eau avant qu\u2019il ne devienne <span class=\"GramE\">gros!\u00a0\u00a0<\/span>C\u2019est ce que vous propose La Personnelle avec ce programme innovant. En\u00a0adh\u00e9rant \u00e0 <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/assurance-habitation\/alerte\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Alerte<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">, <b style=\"mso-bidi-font-weight: normal;\">vous\u00a0recevez gratuitement un d\u00e9tecteur d\u2019eau et de gel<\/b> que vous pouvez installer\u00a0dans la salle d\u2019eau, pr\u00e8s de la laveuse, sous l\u2019\u00e9vier ou \u00e0 proximit\u00e9 du\u00a0chauffe-eau. Si le d\u00e9tecteur d\u00e9c\u00e8le une fuite d\u2019eau, vous serez imm\u00e9diatement\u00a0avis\u00e9 sur votre t\u00e9l\u00e9phone intelligent.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span class=\"SpellE\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Radar<sup>MC<\/sup><\/span><\/b><\/span><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">, des notifications en cas de risque m\u00e9t\u00e9o\u00a0pour vos biens<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Gratuite pour tous, que La\u00a0Personnelle soit votre assureur ou non, cette fonction pratique vous informe \u00e0\u00a0l\u2019avance si un \u00e9v\u00e9nement survient dans un rayon de 500 m\u00e8tres de votre maison.\u00a0\u00a0Entrez\u00a0 implement votre adresse dans <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.lapersonnelle.com\/espace-client\/application-mobile\/radar\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Radar<\/span><\/a><\/span><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> et recevez des conseils\u00a0de pr\u00e9vention en cas de gr\u00eale, de pluies abondantes, de vents violents, de\u00a0tornade ou d\u2019ouragan.<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Les fonctions Alerte et\u00a0Radar sont disponibles dans l\u2019application La Personnelle. <\/span><a href=\"https:\/\/www.lapersonnelle.com\/espace-client\/application-mobile#appmobile\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"><span style=\"text-decoration: underline;\">T\u00e9l\u00e9chargez-la <\/span><span class=\"GramE\"><span style=\"text-decoration: underline;\">gratuitement<\/span>!<\/span><\/span><\/a><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">\u00c9conomisez gr\u00e2ce \u00e0 votre bon dossier<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Moins vous avez de\u00a0sinistres \u00e0 votre actif en assurance habitation, moins ch\u00e8re sera votre prime.\u00a0\u00a0Cela se traduit par un <\/span><a href=\"https:\/\/www.lapersonnelle.com\/assurance-habitation\/rabais#bon-dossier\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"><span style=\"text-decoration: underline;\">rabais<\/span> avantageux<\/span><\/a><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\"> si vous n\u2019avez pas fait\u00a0de r\u00e9clamation dans les derni\u00e8res ann\u00e9es. <\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif; color: #0070c0;\">Augmentez votre franchise d\u2019assurance<\/span><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">La franchise, c\u2019est le\u00a0montant que vous acceptez de payer en cas de r\u00e9clamation.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span lang=\"FR\" style=\"font-size: 12pt; line-height: 115%; font-family: Arial, sans-serif;\">\u00a0<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"font-size: 12pt;\"><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Plus votre franchise est\u00a0\u00e9lev\u00e9e, plus votre prime d\u2019assurance est basse. C\u2019est l\u2019un des principes de<br \/>\nbase de l\u2019assurance de dommages.<\/span><span lang=\"FR-CA\" style=\"mso-ansi-language: FR-CA; mso-fareast-language: EN-CA;\">\u00a0<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: .0001pt;\"><span style=\"mso-bookmark: lt_pId061;\"><span lang=\"FR-CA\" style=\"font-size: 9.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; mso-ansi-language: FR-CA; mso-fareast-language: EN-CA;\">\u00a0<\/span><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 10.8pt; mso-para-margin-bottom: .9gd; background: white;\"><span style=\"font-size: 12pt;\"><b style=\"mso-bidi-font-weight: normal;\"><u><span lang=\"FR\" style=\"line-height: 115%; font-family: Arial, sans-serif;\">Notes<\/span><\/u><\/b><\/span><b style=\"mso-bidi-font-weight: normal;\"><u><\/u><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"FR\" style=\"font-size: 9.0pt; line-height: 115%; font-family: 'Arial',sans-serif; color: black; mso-ansi-language: FR;\">Ce courriel vo<\/span><span style=\"mso-bookmark: lt_pId065;\"><span lang=\"FR\" style=\"font-size: 9.0pt; line-height: 115%; font-family: 'Arial',sans-serif; mso-ansi-language: FR;\">us est transmis par <b style=\"mso-bidi-font-weight: normal;\">l\u2019Association\u00a0canadienne des physiciens et physiciennes<\/b> au nom de La Personnelle, qui a<br \/>\nn\u00e9goci\u00e9 une entente avec La Personnelle concernant l\u2019assurance habitation et\u00a0automobile pour ses membres.<\/span><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"mso-bookmark: lt_pId065;\"><span lang=\"FR\" style=\"font-size: 9.0pt; line-height: 115%; font-family: 'Arial',sans-serif; color: black; mso-ansi-language: FR;\">La Personnelle d\u00e9signe La Personnelle,\u00a0assurances g\u00e9n\u00e9rales <span class=\"SpellE\">inc.<\/span> au Qu\u00e9bec et La\u00a0Personnelle, compagnie d\u2019assurances dans les autres provinces et territoires. <\/span><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"mso-bookmark: lt_pId065;\"><span lang=\"FR\" style=\"font-size: 9.0pt; line-height: 115%; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-themecolor: text1; mso-ansi-language: FR; mso-fareast-language: EN-CA;\">Les renseignements et les\u00a0conseils sont fournis \u00e0 titre indicatif seulement. La Personnelle ne saurait\u00a0\u00eatre tenue responsable de tout dommage d\u00e9coulant de l\u2019utilisation de ces\u00a0renseignements ou conseils. La vigilance est de mise et il est recommand\u00e9 de<br \/>\nconsulter un expert en la mati\u00e8re pour recevoir des conseils complets et\u00a0adapt\u00e9s \u00e0 votre situation.<\/span><\/span><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&#8217;Association canadienne des physiciens et physiciennes a n\u00e9goci\u00e9 une entente avec La Personnelle concernant l\u2019assurance auto et habitation pour ses membres. Pour en apprendre davantage, selectionnez le lien suivant: Soumission d&#8217;assurance\/Information Comment \u00e9conomiser sur ma prime d&#8217;assurance En magasinant votre\u00a0assurance auto ou habitation, vous avez constat\u00e9 que les primes d\u2019assurance ont\u00a0augment\u00e9. Les raisons?\u00a0Des accidents en&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/cap.ca\/fr\/adhesion\/rabais-membres\/assurance-habitation-auto\/\" title=\"LireAssurance habitation et auto\">Lire la suite &raquo;<\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"parent":3200,"menu_order":264,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3202","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/pages\/3202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/comments?post=3202"}],"version-history":[{"count":12,"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/pages\/3202\/revisions"}],"predecessor-version":[{"id":24268,"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/pages\/3202\/revisions\/24268"}],"up":[{"embeddable":true,"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/pages\/3200"}],"wp:attachment":[{"href":"https:\/\/cap.ca\/fr\/wp-json\/wp\/v2\/media?parent=3202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}